Software Piracy beyond the Street Corner Essay -- Technology Lawsuits

Programming Piracy past the Street Corner On January 23, 2003, the world’s driving PC organizing gear producer Cisco Systems, headquartered in San Jose California, documented a claim against China-based Huawei Technologies and its United States auxiliaries Huawei America and FutureWei Technologies. In the claim, Cisco affirmed that Huawei took protected innovation by duplicating its Internet Operating System (IOS) programming and its copyrighted client manuals. Cisco additionally guaranteed that Huawei encroached on its licenses. After various bombed endeavors to determine these protests legitimately with Huawei, which incorporated a quit it letter to one of Huawei’s United Kingdom wholesalers, Cisco concluded that a claim was important to ensure the organization and its shareholder’s advantages. The claim was handled through United States District Court for the Eastern District of Texas. This paper will give a diagram of this milestone case and talk about whether each organization had an alternate persp ective on morals that began from contrasting social viewpoints. I. Case Background Cisco Systems’ 77 page objection documented in the United States District Court for the Easter District of Texas requested a preliminary by jury because of Huawei’s misappropriation and protected innovation encroachment in the improvement of its contending Quidway switches. One of Huawei’s United States based completely claimed auxiliary, FutureWei, is situated in Plano, Texas; the other auxiliary Huawei America is situated in California’s Silicon Valley, close by Cisco Systems’ home office. The China-based parent organization is a multi-billion dollar company that has made system and broadcast communications hardware since 1988. Huawei promoted its Quidway switch... ... â€Å"Huawei: Cisco Code is Gone,† April 15, 2003, http://www.lightreading.com/document.asp?doc_id=31253 [3] â€Å"Cisco Wins Huawei Injunction,† June 9, 2003, http://www.lightreading.com/document.asp?doc_id=35058 [4] â€Å"Managing in the Multicultural Environment†, Charis Intercultural Training Corporation, 2004. [5] â€Å"Differences of Opinion: The Cisco-Huawei Lawsuit†, The Hoffman Agency, China High Tech PR Newsletter, http://www.chinahightechpr.com/fullArticle.cfm?code=284 [6] â€Å"WTO Ministerial Conference Approves China’s Accession†, November 10, 2001 Press Release, http://www.wto.org/english/news_e/pres01_e/pr252_e.htm [7] The United States and China: Intellectual Property Rights (IPR) and Protection, http://usinfo.state.gov/local/ea/iprcn/ [8] Baase, S.; A Gift of Fire, second version, Prentice Hall, 2003. Banners got from http://www.enchantedlearning.com

The Comedy of Errors - Performance Analysis essays

The Comedy of Errors - Performance Analysis expositions The Comedy of Errors ends up being unequivocally what the title guaranteed. It is a play about enchantment and dream in a faraway nation. The Comedy of Errors shows how a progression of confounded personalities in the long run prompts confusion in a network, and exactly how deluding appearances can be. The crowd is observer to the frenzy that quickly takes over dubious personalities, lastly, the much-anticipated get-together of one family. It is a ludicrous satire, a dream in an inaccessible nation, which at the same time stirs in the crowd some level of compassion and empathy for the characters. John Bell, the executive of the play, utilizes different components to represent this, including various material parts of the creation. I will talk about these further in the exposition. Before watching the play I saw it to be of a high caliber, with capable on-screen characters, as it was being performed at the Sydney Opera House, in the Playhouse. Realizing it was a Shakespearean satire, I was suspicious of whether the language would be justifiable. Be that as it may, having seen past creations by the Bell Shakespeare Company, I was certain this would not be the situation. The Company has a notoriety of contemporising Shakespeare's plays, so as to speak to a more youthful, Australian crowd, thus, the language turned out to be to some degree simpler to get a handle on, joined by the entertainers' motions and facial responses. The story of the play is set from the principal scene. The Comedy of Errors is about a vendor, Egeon, who has twin young men, both called Antipholus. He receives another arrangement of twin young men, both called Dromio, to grow up to be workers to his children. In a wreck, Egeon is isolated from his significant other, Emilia, alongside one of his children and workers. At the point when his child, Antipholus of Syracuse, grows up, he chooses to search out his twin sibling and sets out for Ephesus. Egeon, who tails him there, gets captured and condemned to death except if he discovers his child to pay for his bail. The presence of t... <!

How Marijuana Can Affect Fertility

How Marijuana Can Affect Fertility Addiction Drug Use Marijuana Print How Marijuana Can Affect Fertility By Elizabeth Hartney, BSc., MSc., MA, PhD Elizabeth Hartney, BSc, MSc, MA, PhD is a psychologist, professor, and Director of the Centre for Health Leadership and Research at Royal Roads University, Canada. Learn about our editorial policy Elizabeth Hartney, BSc., MSc., MA, PhD Medically reviewed by Medically reviewed by Steven Gans, MD on August 01, 2016 Steven Gans, MD is board-certified in psychiatry and is an active supervisor, teacher, and mentor at Massachusetts General Hospital. Learn about our Medical Review Board Steven Gans, MD Updated on July 08, 2019 Dana Tezarr/The Image Bank/Getty Images More in Addiction Drug Use Marijuana Cocaine Heroin Meth Ecstasy/MDMA Hallucinogens Opioids Prescription Medications Alcohol Use Addictive Behaviors Nicotine Use Coping and Recovery Although the link between marijuana and fertility is not straightforwardâ€"plenty of marijuana smokers get pregnant and get their partners pregnantâ€"research demonstrates the negative impact that marijuana can have on fertility which could be affecting you, your partner, or the fertility of both of you. Female Fertility Even before intercourse takes place, marijuana decreases libido. And if you arent feeling in the mood, its that much more difficult to get started.?? Because early drug use is associated with other risk behaviors, teenage girls who smoke marijuana are more likely to get pregnant. However, the effects of marijuana on fertility seem to accumulate over time. So, by your mid-twenties, as a chronic marijuana smoking woman, you are more likely to experience a delay in getting pregnant. Even occasional users of marijuana may have reduced fertility.?? Women who smoke marijuana have an increased risk of infertility due to abnormal ovulation, even for those women who have used low levels of marijuana within a year of trying to get pregnant. Marijuana use also increases the risk of miscarriage and is known to cross the placenta, although the effects of marijuana exposure in the womb are not as well documented as the effects of alcohol and some other drugs.?? Male Fertility Despite the relaxation effects that many people associate with marijuana use, research has shown marijuana has negative effects on the male sexual response. Marijuana has been found to increase impotence. As well as interfering with you and your partner being able to have sex, impotence can also have negative effects on the male ego. If your husband has been impotent, he may be feeling more pressure to have sex to get you pregnant, but be frustrated with his inability to do so. This can lead to misunderstandings between you that make it more difficult to have sex. Marijuana can also interfere with a mans ability to ejaculate. Marijuana also negatively affects sperm production, reducing sperm count. The sperm produced by a marijuana smoking man show an abnormal pattern of activityâ€"instead of swimming slowly, allowing them to conserve energy for the long journey to the egg, they are initially hyperactive, then run out of energy often before they can penetrate the egg.?? Quit to Prepare for Parenthood Obviously, if you are both smoking marijuana, you risk increasing the chances of infertility as a couple, with the accumulated risks of lower sexual desire, a greater chance of impotence, fewer and weaker sperm, and ovulatory problems. Quitting marijuana can be harder than many long-term marijuana users expect, so you and your husband would be wise to quit as soon as possible, while you still have time to get help before getting pregnant. If either or both parents still use marijuana when the baby arrives, you are increasing the risk that your child will use drugs in the future, and parental drug use is implicated in many difficulties for children and families. Your family doctor can help you with a referral to a counselor or clinic that can help you both quit. ?Couples counseling, which is offered by many addiction clinics, would be particularly helpful at this time. If you are already engaged in infertility treatment, coming clean about your marijuana could save you a lot of time, money, and heartache, if marijuana is the culprit for your difficulties with conception.

The Fraser Island in Australia - 954 Words

Fraser Island is a popular tourist attraction in Australian just 300km north of Brisbane and only 15 km of the coast of Hervey Bay. Fraser Island is the largest sand island in the world and is world heritage listed. The island is around 120km long and cover a significant area of 1,840km2 Fraser Island is known for its spectacular long white beaches, sand cliffs, rain forests and a number of freshwater lakes that are crystal clear. The indigenous people of Fraser Island are the Butchulla people or their traditional name Kgari. However due to the European settlement many of the traditions and the way of life the aboriginals live were destroyed either intentionally or through plain ignorance. The Butchulla people were governed by a Council of Elders and of course the generations and generations of traditions that have been passed down. The council included a number of mature men, but only the elders had voting rights. The council of elders were responsible for allowing visitors into their tribal lands, they gave them permission to enter and told them when they had to leave. The Council made sure all rules (social and environmental) were met and was responsible for the totem system. The totem system was when each member of the tribe was given a totem that represented a plant or animal. You were not allowed to eat, harm or hunt your totem or your familys totem. The only exception was during war, unique ceremonies or when you crossed into non-tribal lands. The totem systemShow MoreRelatedFraser: The Larger Sand Island in the World Essay555 Words   |  3 Pages Fraser island is the largest sand island in the world. It’s located on the east coast of Australia. Some scientists considered this island as a heaven on earth. It has the tallest rainforest worldwide, very long continuous white sand beaches with flanked colorful cliffs, large lakes of pure rain water. Almost all the property is considered as a National Park. A very small area is dedicated to secure the island. This This island was listed as a world heritage site by the UNESCO in 1992. UNESCORead MoreThe Effect Of Detrital Zircon Dating On South Australia1814 Words   |  8 PagesIntroduction With the use of detrital zircon dating, and minor use of authigenic monazite dating, estimations of age constraints can be applied to the Proterozoic basins on the south Australian island, Tasmania. Zircon minerals occur as a trace component in many sedimentary rocks. Therefore due to its widespread occurrence and its relative resistance to both mechanical and chemical weathering, which enhances its chance of survival through processes of transportation, dating methods through zirconRead MoreAnalysis Of A Bridge To Wisemans Cove720 Words   |  3 PagesCarl Matt is a15-year-old who goes through many bumpy roads to reach the happy ending. 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It drastically reduced their population, damaged ancient family ties, and removed thousands of Aboriginal people from the land they had lived on for centuries. In many cases, the loss of land can mean more than just physical displacement. Because land is so much connected to history and spirituality, the loss of it can lead to a loss of identity. ThisRead MoreBiography of Dr Arthur Wint: Jamaican Olympic Athlete997 Words   |  4 Pagespublic relations at Roger Williams University in Rhode Island, penned a recent article on the how relatively small countries with little wealth or military power can still influence world events [Leveraging Jamaicas Soft Power (Part 1/2) para. 3]. The source of this power is image and reputation. A few prominent examples of Jamaicas national brand include the music legend Bob Marley, the track superstars Usain Bolt, Asafa Powell, Shelly-Ann Fraser-Pry ce, and Veronica Campbell-Brown, and the unforgettable

Rumors, Deception and Intresting Essay Topics of the Holocaust

Rumors, Deception and Intresting Essay Topics of the Holocaust The more research you can do in order to secure better at your upcoming profession, the better. When you are requested to opt for a great topic for your argument, start with something you're familiarized with. Based on your course and degree of study, your professor may request that you compose a recommendation letter. In order to get children, both parents ought to be certified. Schools should not have anything to do with ads. The doctors, dentists and lawyers weren't allowed to perform their professions. The teachers don't always assign the specific topic. Intresting Essay Topics of the Holocaust at a Glance It will be able to help you vary your writing enhance your organization by adding linking words. In a variety of ways, the thought of a summary appears much simpler and less stressful than many other academic assignments and in certain ways, it's. It is an impossible task to compose an abstract research paper since this kind of article always touches on a particular topic and offers a true search for optimal methods of solving a specific issue. If you haven't used track changes in Word, here is a superb explanatory video. You may also think of going to the net to have a notion of the way to develop an expert recommendation letter by viewing sample letters. You'll also demand a recommendation letter when applying for work. Everyone has to know the significance of a recommendation letter since you will need it when applying for more studies or applying for employment. The recommendation letter may be the only barrier between the individual and the position. Fast food menu provides an excellent choice for people on diet. One of the greatest approaches to change anybody's mind is with an emotional investment. Always remember to consider beyond the box, do as much research as possible, and request help when required. There are many examples, thoughts and stories online that may be used for research. Pick an intriguing essay topic, and you're going to begin enjoying it. It's also advisable to constantly work to boost your writing style and produce your essay attractive to read and simple to navigate. Exemplification essays make it possible for students to get a deeper comprehension of theories, and enable students to write with more skill, all while having the ability to internalize concepts wholly. Basically, an exemplification essay is a sort of argumentative essay. Clarify for yourself what sort of paper you'll be writing. At any time you catch yourself feeling captivated by somebody's essay or article, take a close look at it. Don't neglect to bring a strong hook at the beginning (introduction paragraph) and wind up with an impressive conclusion to create the reader want to talk about the interesting persuasive essay topics of your selection. The whole novel is stuffed with foils. The one difference between both is that with exemplification essays, you must have the ability to illustrate concepts with specific examples. To be able to compose a paper, you need to compose a research question. In general, a narrow topic will supply you with clues about what sort of examples you should have in your essay so you need to strive for narrow instead of broad topics. The same as the research writing the choice of the research topic is a difficult matter to do.

Evaluation of Public Health and Nutrition Programmes Free Essays

Abstract A proposal for a PhD study looking at the evaluation of public health and nutrition programmes within the UK. The number of such programmes has increased since the late 1990’s, and with them have developed strategies for evaluating their success. However, some suggest that evaluation so far has been flawed. We will write a custom essay sample on Evaluation of Public Health and Nutrition Programmes or any similar topic only for you Order Now This study aims to review evaluation practice through primary and secondary research, and thus contribute to best practice for future evaluation of health programmes. 1. Introduction Since the 1980’s there has been growing awareness of the impact of diet and other lifestyle factors on public health, however it is only since the 1990’s that the UK government has started to take an active role in promoting health and nutrition programmes (Caraher et al 2009). Since inception, there have been attempts to monitor and evaluate the success or failure of these programmes, however some have suggested (Hills 2004; Caraher et al 2009) that such evaluation has a number of flaws, particularly gaps in coverage and a lack of cohesiveness. In the light of this, the following study aims to investigate the positive and negative features of the evaluation programmes which have looked at public health and nutrition programmes in the UK.It will combine a literature review investigating previous evaluations of UK-wide and local programmes with a primary phase gathering information from academics involved in evaluation research regarding their views of the advantages and disadvantages of the programmes. The overall aim of this research is to uncover gaps in evaluation procedure and suggest ways in which these might be addressed, in order to improve future practice. 2. Literature Review 2.1 Why public health and nutrition programmesGovernment Initiatives Public health programmes have been in existence in the UK only since the 1980’s, and were slow to impact on a population more concerned with cheap, long lasting food products. However, as links between diet and health became more apparent, so did the need for the government to take a more active role (Caraher et al 2009) This more active role started in the early 90’s, with the publication of ‘The Health of the Nation’ (DoH 1992). This report was followed by others including ‘Eat Well’ (Department of Health 1994) and ‘Our Healthier Nation’ (Department of Health 1998). Early attempts were less than successful, however (Caraher et al 2009). The 1997 Labour Government, started to make public health programmes a central part of policy. Initially there was a focus upon the role played by the individual in making healthy choices, but this was followed by a recognition of the wider picture, the social, economic and environmental factors involved (Crawley 2008), for example the notion of ‘food poverty’ or ‘food inequality’ (Bunton and Macdonald 2002), the idea that financial poverty, poor diet and increased risk of diet-related illnesses are linked (Faculty of Public Health 2004) Consequently, the later years of the Labour Government saw the publication of a range of public health and nutrition programmes, for example (in England) ‘Food Matters’ (2008) and in Scotland ‘Recipe for Success – Scotland’s National Food and Drink Policy. 2.2. Evaluation of Public Health Programmes – Strategy and Evidence There are a number of research initiatives concerned with the evaluation of Public Health and Nutrition programmes in the UK. The National Institute for Health and Clinical Excellence (NICE) issue guidelines on assessment of health programmes, and five UK Clinical Research Collaboration Public Health Centres of Excellence work with a range of stakeholders and partners to examine public health issues. In addition the Social and Public Health Sciences Unit based at Glasgow University uncovers evidence in order to support best decisions about public health (NOO [online] 2011). The NHS also support a Public Health Research Programme with a multi-disciplinary and broad approach (NHS 2011). The new government have also made changes to public health evaluation programmes, with a commitment to â€Å"the best evidence and evaluation† (DOH 2011, p. 8) through establishing a new National Institute for Health Research (NIHR), a School for Public Health Research, and a Policy Research Unit on Behaviour and Health (Department of Health 2010). They claim that previous attempts at evaluation have been insufficient, marked by lack of cohesion and lack of ‘localism’ (Department of Health 2010) 2.3 Evaluation of Public Health Programmes Successes and Failures To what extent are the suggestions by the new government about current evaluation of health programmes supported by research evidenceSome writers do seem to suggest that policies have been poorly evaluated: A study of policies across Northern Ireland, Wales, Scotland and England found a lack of cohesion in policy and poor analysis of provision with gaps in existing evaluation (measurement of attitudinal and behavioural change, but far fewer assessments of changes to health).At the same time, evaluation is insufficiently tied in with guidance on future action, particularly on the way the food industry might be involved (Caraher et al 2009). A review by Hills (2004) suggested that while advances have been made in evaluation, there is still a need to improve on methods. 2.4 Research question Within the UK, therefore, there has been a vast increase in the number of public health and nutrition programmes, from the large-scale and national to the small-scale and local. There also exist a number of projects concerned to evaluate these programs. However, opinions differ regarding the success of this evaluation, with many suggesting improvements could be made. This study therefore seeks to answer the following research question: How successful have previous evaluation of public health and nutrition programmes been, and how could these evaluations be improved? 3. Methodology 3.1 Research Philosophy / Research Approach The study takes a positivist approach, assuming that reality is objective and knowable, and that a deductive, scientific methodology is most appropriate (Babbie 2010).The study rejects an interpretivist viewpoint, or the idea that reality is primarily subjective (Knapp and Powers 2005). 3.2 Research Strategy / Data Collection and Analysis The study will include both primary and secondary data. Secondary data, or information derived from already published sources (Wrenn et al 2006), will be accessed from government information, academic journals and other publications both online and through libraries. Where online databases are used, clear inclusion and exclusion criteria will be drawn up and appropriate keyword searches will be defined. In addition, the study will include a primary phase, to gather information from a number of respondents involved with the process of assessing public health programmes in the UK over the last 10 years. The primary phase will be shaped by information collected in the secondary phase. Questions will be designed to see if respondents agree with earlier findings, and to investigate areas neglected previously. The primary data will include quantitative, numerical data gathered by a questionnaire consisting of rating scales and single or multiple choice questions regarding experience of ass essing public health programmes, tools used and other areas. It will also include a semi-structured element in order to assess in more detail respondents thoughts about the successes and failures of the programmes of which they were a part. Data will be analysed to produce descriptive statistics and analysis of significance. Textual data collected through the semi-structured questions will be subject to content analysis (Babbie 2010) by transferring the data and examining it for emerging themes. 3.3 Access / Significance / Ethical Issues Access will be made by telephone contact with university departments and government organisations. There may be some ethical issues regarding confidentiality, as respondents may fear that any negative views they might hold about evaluation of public health programmes might filter back to their employer and lead to unwanted consequences. It will therefore be necessary to draw up a comprehensive confidentiality agreement in order to persuade participants and institutions to take part. 3.4 Research Limitations The research is limited to one point in time, shortly after a new government has introduced new guidelines on the evaluation of public health programmes. A fuller evaluation might only be possible at a later point in time, once the new initiatives have been introduced. 4. Conclusion The above sets out a framework for a research project concerned with the evaluation of public health and nutrition programmes within the UK. The rationale for the research has been discussed, and a literature review section indicates areas of concern. A methodology sets out the means to be employed in the study. 5. Time Chart ActivityTime Scale Research Design Planning Literature Review Refine Research Objectives Design Questionnaires Contact Organisations Carry out Survey Data Analysis Dissertation Draft Dissertation Final 6. References Babbie, E R (2010), The Practice of Social Research (12th edn.), Cengage Learning, Belmont, CA. Bunton, R and Macdonald, G (2002) Health promotion: disciplines, diversity, and developments (2nd edn.) Routledge, UK Cahill, M and Fitzpatrick, T (2002) Environmental issues and social welfare Broadening perspectives on social policy (6th edn.), Wiley-Blackwell, Oxon Caraher, M, Crawley, H and Lloyd, S (2009) ‘Nutrition Policies across the UK 2009’, Caroline Walker Trust, Herts Crawley, H (2008) ‘Public Health Nutrition: challenges for the 21st Century’,The Caroline Walker Trust, Herts. Department of Health (1992) ‘Health of the Nation: A Strategy for Health in England’, HMSO, London Department of Health (1994) ‘Eat Well! An Action Plan from the Nutrition Task Force to Achieve the Health of the Nation Targets on Diet and Nutrition’, HMSO, London Department of Health (1998) ‘Our Healthier Nation: A Contract for Health. A Consultation Paper’, HMSO, London Department of Health (2008) ‘Food Matters’, HMSO, London Department of Health (2010) ‘Healthy lives, healthy people: our strategy for public health in England’, HMSO, London The Faculty of Public Health of the Royal College of Physicians of the United Kingdom (2004) ‘Food Poverty and Health’, FPH, UK Hills, D (2004) ‘Evaluation of community-level interventions for health improvement: a review of experience in the UK’, Tavistock Institute / NHS Health Development Agency, UK. Knapp, T R and Powers, B A (2005) Dictionary of Nursing Theory and Research, Springer, NY National Obesity Observatory (2011) ‘Evaluation Websites’ [online] (cited 11th July 2011), available from http://www.noo.org.uk/core/eval_websites National Obesity Observatory 2011 online NHS (2011) ‘Research to improve the health of the public and reduce inequalities in health’, [online] (cited 10th July 2011), available from http://www.phr.ac.uk/ Wrenn, B, Stevens, R E and Loudon, L (2006) Marketing research: text and cases (2nd Edn), Routledge, UK How to cite Evaluation of Public Health and Nutrition Programmes, Essay examples

Macbeth And Lord Of Flies Essays - Fiction, Literature,

Macbeth And Lord Of Flies The human being, according to evolution, has evolved from animals to become a superior animal form that has the ability to decipher right and wrong, have recognizable feelings, and at the same time have that animalistic characteristics wild beasts have. The authors of Macbeth and Lord of the Flies attempt to exhibit the idea that human beings are totally capable of acting like wild beast. The authors explain to us that different factors bring out our animal, or beast, instincts. Envy, fear, and jealousy are factors, which contribute to our regression as savages. Human beings thrive on competition, so, such factors can change the way we think. These authors use characters like Jack and Macbeth as examples of human being self corruption through letting our natural call of the wild come through. Leadership can never come in second place and is only held by the first. These characters, after realizing the idea of kill or be killed, will do anything, even acts of inhumanity, to advance and come out on top. This with the combination of other factors simply blind folds our minds into thinking that we must always come out victorious. All the values and mores that society has taught us have been wiped away simply with the illusion, internal animal characteristics, that we must strive, in any way we can, to be in the position of leadership. Physical examples like Jack killing Piggy and the slaying of Banquo by Macbeth are models of how people can be temporarily blinded by jealousy, envy, and fear. Authors, trying to prove that human beings see their own eventual downfall by using such devices as apparitions and ghost to remind us we are human. Apparitions haunted Macbeth, in the same way our conscious come into play when we know we have violated the values set up by society. This realization of doing wrong only makes some humans to more unexpected things. In a way, they become frightened of returning to human values. This is actually the beast in us that does not want to be repressed. In lord of the flies we see that this animal or if you want to call it savagery, in human beings, can be visible in even innocent children. Fear drives many of these children to act very different sometimes even aware that one would never do such things. This fear was brought on by the illusion that a stronger more dominant beast was on the island as well. Jacks animal instinct is brought out with the feeling of being second to Jack and most of the supposed beast. This is why he insists on hunting rather then working on a plan to be rescued. Jack will not tolerate being in second. Sometimes these feeling can not be pushed away and only seem to worsen. This is seen by the fact that Jack is no longer hunting to survive but for the thrill of knowing he has the power to kill that which is less then him. His animalistic characteristics only seem to get worse. Going from killing to survive, killing to know you have the power, and finally the murder of human beings. We see that Jack is now making excuses for the quick high of know he is number one and in total control. He kills Simon claiming he thought it was the beastie. Truly the fact that they dance around like savages and never stop think is prove that the beast in Jack has finally taken over his mind. The authors of Lord of the Flies and Macbeth attempt to show us that hope is not lost. Obvious devices as apparitions doubling as our conscience mind display that human beings can over come the regression to savagery and to face the fact that we all have a simple yet powerful dark side.

Glossary of Common Mitosis Terms

Glossary of Common Mitosis Terms Mitosis Glossary Mitosis is a form of cell division that enables organisms to grow and reproduce. The mitosis stage of the cell cycle involves the separation of nuclear chromosomes, followed by cytokinesis (division of the cytoplasm forming two distinct cells). At the end of mitosis, two distinct daughter cells are produced. Each cell contains identical genetic material. This Mitosis Glossary is a good resource for finding succinct, practical, and meaningful definitions for common mitosis terms. Mitosis Glossary - Index Anaphase - stage in mitosis where chromosomes begin moving to opposite ends (poles) of the cell. Allele - an alternative form of a gene (one member of a pair) that is located at a specific position on a specific chromosome. Asters - radial microtubule arrays found in animal cells that help to manipulate chromosomes during cell division. Cell Cycle - the life cycle of a dividing cell. It includes Interphase and the M phase or Mitotic phase (mitosis and cytokinesis). Centrioles - cylindrical structures that are composed of groupings of microtubules arranged in a 9 3 pattern. Centromere - a region on a chromosome that joins two sister chromatids. Chromatid - one of two identical copies of a replicated chromosome. Chromatin - mass of genetic material composed of DNA and proteins that condense to form chromosomes during eukaryotic cell division. Chromosome - a long, stringy aggregate of genes that carries heredity information (DNA) and is formed from condensed chromatin. Cytokinesis - d ivision of the cytoplasm that produces distinct daughter cells. Cytoskeleton - a network of fibers throughout the cells cytoplasm that helps the cell maintain its shape and gives support to the cell. Daughter Cell - a cell resulting from the replication and division of a single parent cell. Daughter Chromosome - a chromosome that results from the separation of sister chromatids during cell division. Diploid Cell - a cell that contains two sets of chromosomes. One set of chromosomes is donated from each parent. Genes - segments of DNA located on chromosomes that exist in alternative forms called alleles. Haploid Cell - a cell that contains one complete set of chromosomes. Kinetochore - a specialized region on the centromere of chromosome where spindle polar fibers attach to the chromosome. Kinetochore Fibers - microtubules that connect kinetochores to spindle polar fibers. Interphase - stage in the cell cycle where a cell doubles in size and synthesizes DNA in preparation for cell division. Metaphase - stage in mitosis where chromosomes align alo ng the metaphase plate in the center of the cell. Microtubules - fibrous, hollow rods, that function primarily to help support and shape the cell. Mitosis - a phase of the cell cycle that involves the separation of nuclear chromosomes followed by cytokinesis. Nucleus - a membrane-bound structure that contains the cells hereditary information and controls the cells growth and reproduction. Polar Fibers - spindle fibers that extend from the two poles of a dividing cell. Prophase - stage in mitosis where chromatin condenses into discrete chromosomes. Sister Chromatids - two identical copies of a single chromosome that are connected by a centromere. Spindle Fibers - aggregates of microtubules that move chromosomes during cell division. Telophase - stage in mitosis where the nucleus of one cell is divided equally into two nuclei. More Biology Terms For information on additional biology related terms, see the Genetics Glossary and Difficult Biology Words.

Dont Take TEVA 3109 Before Reading This

Don't Take TEVA 3109 Before Reading This SAT / ACT Prep Online Guides and Tips What is TEVA 3109? If you have a TEVA 3109 pill and want to know more about it, this guide is for you! We’ll go over all the information you need to know about TEVA 3109 pills including what they are, what they’re used to treat, how you should take them, what the risks of taking them are, and more. 6 Facts to Know About TEVA Pill 3109 There are six key facts you should know before taking a TEVA 3109 pill. We’ve listed them below, along with additional information, so you have all the info you need to take your TEVA 3109 pills safely and effectively. #1: A TEVA 3109 Pill Contains Amoxicillin TEVA 3109 is the imprint on certain capsules of amoxicillin, a common drug for treating bacterial infections. The label â€Å"TEVA 3109† on the capsule doesn’t make these pills a certain kind of amoxicillin; it just indicates who produced them. A TEVA 3109 pill is the same as any other amoxicillin pill. Common brand names of amoxicillin include Amoxicot, Amoxil, DisperMox, Moxatag, Moxilin, and Trimox. However, these aren’t all the different names for amoxicillin, just the most common. The patent for amoxicillin has expired, so there are now literally hundreds of different brand names for it around the world. Regardless of the name, they are all the exact same drug. Amoxicillin is a member of the penicillin family that also includes ampicillin and nafcillin. Each of the drugs in this family contains antibiotics come from the fungus Penicillium. Penicillin and amoxicillin are very similar, but penicillin is synthetically produced, while amoxicillin is semi-synthetic. Amoxicillin is also generally considered better at treating infections than penicillin is. #2: TEVA 3109 Pills Are Used to Treat Strep Throat, Pneumonia, and Many Other Bacterial Infections TEVA 3109 is used to treat bacterial infections by stopping the growth of bacteria. Amoxicillin first began being used in 1972, and it’s now one of the most commonly prescribed antibiotics in the world. TEVA 3109 pills can treat a wide range of bacterial infections, including ear infections, pneumonia, bladder infections, gonorrhea, bronchitis, tonsillitis, strep throat, skin infections, urinary tract infections, salmonella infection, and blood poisoning. TEVA 3109 pills can also be with the antibiotic clarithromycin to treat to treat stomach/intestinal ulcers and to prevent those ulcers from recurring. #3: TEVA 3109 Pills Are Beige-Colored Capsules A TEVA 3109 pill will be a beige capsule with â€Å"TEVA 3109† printed on it in black letters. Amoxicillin pills can come in different doses, but TEVA 3109 will always be 500 mg per pill. These pills are produced by Teva Pharmaceuticals USA. #4: You’ll Likely Take a TEVA Pill 3109 Several Times a Day Your doctor will explain how you should take TEVA 3109 pills, and you should always listen to his/her opinion over what you read on the internet. In general though, you’ll take this medication by mouth every 8 or 12 hours. You can take TEVA 3109 pills with or without food, but you should drink a full glass of water when you take them. Swallow the pills whole; don’t chew or crush them. The amount of TEVA 3109 you’re prescribed to take a day will depend on several factors, including what bacterial infection you have, how strong it is, and your weight. Most adults are prescribed 500 mg to 2 g (one to four pills) of TEVA 3109 a day. If you need to take multiple pills a day, you’ll usually take one at a time, several times throughout the day. TEVA 3109 pills are most effective if taken at regular intervals, so many people take them at the same time each day. It’s very important to finish your TEVA 3109 pill prescription even if you feel better before you finish taking all your pills. Stopping your medication midway through, even if you feel fine, can cause you to get an even stronger bacterial infection. TEVA 3109 is not addictive, but you still shouldn’t take more than your doctor tells you to in order to avoid serious side effects. #5: There’s a Risk of Allergic Reaction With TEVA 3109 Pills TEVA 3109 is generally a safe drug to take, but it still has side effects you may experience. Talk to your doctor immediately if you have any serious side effects or side effects or a serious allergic reaction. More Common Side Effects of TEVA 3109 Diarrhea Headache Mild rash Nausea Vomiting Less Common Side Effects of TEVA 3109 Dark urine Fever Hives Oral thrush Sore throat Stomach pain Swollen tongue Yeast infections Yellowing of the skin or eyes Allergic Reactions About 1 in 15 people will have an allergic reaction to TEVA 3109 pills. For most people, the reaction is mild, usually an itchy red rash and/or coughing and sneezing. Mild allergic reactions can be treated with antihistamines. In rare cases, patients may have a serious allergic reaction. Symptoms of this include: Rash with blistered or peeling skin Tightness in the chest or throat Trouble breathing or talking Hoarse voice Swelling of the face, lips, mouth, tongue, or throat If you experience any of these symptoms while taking TEVA pills 3109, contact your doctor or 9 immediately since the reaction can be life threatening. If you're mildly allergic to amoxicillin, you'll likely get a rash like this on certain parts of your body. #6: A TEVA 3109 Pill May Interact With Methotrexates, Blood Thinners, and Birth Control For a prescription pill, TEVA 3109 is generally safe to take. However, there are five main drug interactions you should be aware of. Methotrexate It’s not recommended to take methotrexate with a TEVA 3109 pill. Methotrexate is an immunosuppressive drug used to treat certain types of cancer, as well as psoriasis and rheumatoid arthritis. Taking it with a TEVA pill 3109 can cause nausea, bleeding problems, infection, and other issues. If you’re currently taking methotrexate, your doctor will either recommend a different drug other than TEVA 3109 or work with you to come up with a plan to reduce the chance of serious side effects from the drug interaction. Vaccines You also shouldn’t take TEVA 3109 if you have recently (within two weeks) gotten or will soon get any vaccines, especially vaccines that contain live bacteria. TEVA 3109 can reduce the effectiveness of the vaccines so they may not actually stop the disease they’re designed to prevent you from getting. Birth Control TEVA 3109 can also make certain types of birth control, including the pill, patch, and ring forms, less effective. It does this by affecting re-absorption of estrogen. Use a backup method of birth control, such as condoms, while you are taking TEVA 3109 pills. Blood Thinners Anticoagulants, or drugs meant to thin the blood can also have an interaction with TEVA 3109 pills that causes increased blood thinning to the point where the patient can have severe bleeding. If you’re taking blood thinners and TEVA 3109 pills, your doctor should carefully monitor you for any signs of abnormal bleeding. Uric Acid Reducers Uric acid reducers, such as probenecid, which is often used to treat gout, can have an interaction with TEVA 3109. Probenecid can reduce the excretion of amoxicillin in the kidney which increases the chances of drug toxicity. Conclusion: What Is TEVA 3109? A TEVA 3109 pill is a type of amoxicillin and is commonly used to treat bacterial infections such as pneumonia, gonorrhea, and strep throat. The pill will be a beige-colored capsule with â€Å"TEVA 3109† printed on it. Like any other pill, TEVA 3109 dosages will depend on what your doctor prescribes, but you’ll usually take 1-4 pills evenly spaced throughout the day. Keep taking your pills until they’re all gone because stopping your prescription early could cause you to get a more serious bacterial infection. TEVA 3109 side effects include a rash, nausea, and headache, and some people who take this medication may develop an allergic reaction, although the reaction is usually mild. TEVA 3109 pills are generally safe to take, but you should speak to your doctor before taking them with blood thinners, antigout drugs, and methotrexate. TEVA 3109 pills can also reduce the efficacy of vaccines and birth control pills if you take them at the same time as the TEVA 3109 pills.

Marketing Report Coursework Example | Topics and Well Written Essays - 3000 words

Marketing Report - Coursework Example This has also been done for understanding the external environment. The findings derived after analyzing the market for IKEA revealed that IKEA is one of the major players in the furniture retailing market and though the company has many competitors, but due to certain Unique Selling Proposition (USP) the competitors would not be able to shake the strong foundation of the company. The company might face problems due to the economic slowdown that is prevailing around the world, due to which the sales might get affected. Introduction IKEA Furniture is private furniture retail chain in UK, which sells furniture and home products. The company also deals in customized furniture which has to be assembled according to the preferences of the customers. IKEA is one of the world’s largest furniture retailers and it sells furniture like beds, desks, chairs, tables, home appliances and accessories. The company was founded by Ingvar Kamprad in the year 1943, in Sweden. IKEA is best known f or stylish, designable and easy to handle furniture. Their furniture is eco-friendly and simply designed. Apart from its products, the company is also known for its cost control aspect. The company has always maintained a standard in controlling its internal cost, paying ample attention to the operational details and continuously developing and improving their product. IKEA is now owned and operated by both profit and non-profit organization. So the corporate structure of the company is segregated into two parts, namely: franchising and operations. The aim of this study is to analyze the functions and developments of IKEA furniture, conduct a complete market analysis of the company so as to understand the present position of the company in the industry and finally recommend strategies for improvement (IKEA, 2012). Procedure The aim of the study is to conduct competitor, market, environmental, customer and internal analysis for IKEA Furniture, so that the actual position of the compa ny in the global market can be identified. Competitors’ analysis can be done by first identifying the competitors, understanding their strategies for the customers, predicting the future steps of the competitors, assessing the value chain of the competitors and developing strategies to challenge their method. The market share of the competitors has to be estimated. The environmental analysis can be done by analyzing the external environmental of the country where IKEA has planned to open up a retail store. Similarly customers’ analysis can be done by studying the behavioural and psychological patterns of the consumers. Finally the internal analysis of the company would be done by assessing the human, financial, and physical resources within the company. Findings Competitor Analysis The major competitors of IKEA are ASDA, Ashley, and Bassett Furniture Industries among others. According to the CEO of the company, their brand awareness is must more than the size of the co mpany. This is because IKEA is not just a furniture merchant like the competitors, but it sells lifestyle to its customers. Apart

Select 2 or 3 even 4 movies to conduct a comparison Movie Review

Select 2 or 3 even 4 movies to conduct a comparison - Movie Review Example ory of two men (Dieyi and Xiaolou) against the historical backdrop of a country in upheaval and how their lives are affected by the Japanese invasion of China in the 1930s and the victory of the Communists in 1949. The two meet at troupe and become very close friends. They, craving freedom, escape from the troupe but later return (Farewell my concubine, 2006). Douzi and Shitou grow on to be stars of Beijing opera and assume the stage names Cheng Dieyi and Duan Xiaolou. Dieyi falls in love with Xiaolou while a patron, Yuan Shiqing, makes advances at Dieyi. Xiaolou develops affection for Juxian and they later get engaged. Dieyi and Xiaolou have a falling out. Dieyi takes up with Master Yuan who gives him Zhangs sword. Master Guan shames them into re-forming the troupe. The relationships of the three main characters are tested in the political upheavals that follow. Xiao and Douzi disagree on Xiao’s training and punishment after which Xiao threatens vengeance. He makes good on the threat by usurping Dieyis role as the Concubine. Deiyi becomes an opium addict but is aided to the path of recovery by Xiaolou and Juxian. On the eve of the Cultural Revolution, after a few drinks, they rekindle their relationship. Under pressure, Shitou admits that Douzi performed for the Japanese and may have had a relationship with Yuan Shiqing. Douzi, angered by the revelation, tells the mob that Juxian was a prostitute. Shitou is forced to admit that he indeed married a prostitute but swears that he doesnt love her and will never see her again. Juxian is hurt by these words and commits suicide from a crushed heart. Xiao is caught by the Communist cadre in a gym elated by taking Douzi’s position and practicing Concubine Yus role (Farewell my concubine, 2 006). The grandmaster, starring Tony Leung as Ip Man, is a 2013 Hong Kong- Chinese martial arts film directed and written by Wong Kar-Wai and tells about the life of Wing Chun grandmaster Ip Man from the 1930s in Foshan, his

The Manhattan Transcripts by Bernard Tschumi

The Manhattan Transcripts by Bernard Tschumi The Manhattan Transcripts proposed to show an architectural understanding of reality. Each point Tschumi aims to get across, is made through a series of three square panels, where photographs direct the action, plans, sections, etc. reveal the architectural construct, and diagrams indicate the movements of the main characters. The Transcripts are first and foremost a device with their explicit purpose being to transcribe things normally removed from conventional architectural representation, namely the complex relationship between spaces and their use; between the set and the script; between type and program; between objects and events. Their implicit purpose has to do with the twentieth-century city. The Transcripts try to offer a different reading of architecture in which space, movement, and events are separate, but standing in a new relationship with one another. This is meant to break down and rebuild the standard components of architecture along different axes. Tschumi takes th e Manhattan Transcripts program to formulate a plot based around a murder. MT 1 (Manhattan Transcripts 1) The Park is the first episode composed of twenty four sheets illustrating the drawn and photographed notation of a murder. The formula plot of the murder the lone figure stalking its victim, the murder, the hunt, the search for clues building up to the murderers capture. While the origin of MT 1 is in New Yorks Central Park, MT 2 The Street (Border Crossing) is based on 42nd street, from the Hudson to the East River. There are over a dozen different experiences along 42nd street by MT 2 does not represent these worlds, but the borders that describe them. Each border becomes a space with the events that it contains, with the movements that transgress it. In MT 3 The Tower (The Fall): This program proposes to highlight the fall of someone inside a common denominator like a home, office, prison, hotel or asylum. The set of drawings portrays someones flight and the preceding fall through the full height of a Manhattan tower block, its cells and its yards. The drastic change of perceptions caused by the fall is used to explore different spatial transformations and their typological distortions. In MT 4 The Block describes five inner courtyards of a simple city block witness contradictory events and programmatic impossibilities: acrobats, ice-skaters, dancers, soldiers, and football players all congregate and perform high-wire acts, games, or even the re-enactment of famous battles, in a context usually alien to their activity. Disjunctions between movements, programs, and spaces inevitably follow as each pursues a distinct logic, while their confrontations produce the most unlikely combinations. The Transcripts present three disjoined levels of reality at the same time: (i) The world of objects, composed of buildings abstracted from maps, plans, photographs; (ii) The world of movements, which can be abstracted from choreography, sport, or other movement diagrams; and (iii) The world of events, which is abstracted from news photographs. At first, the importance of each level depends only on how each is interpreted by the viewer, since each level can always be seen against the background of another. It appears to be the Transcripts argument that only the striking relationship between the three levels makes for the architectural experience. So entangled are these levels with one another that at any moment they are perfectly interchangeable. Making the Transcripts never attempt to rise above contradictions between object, man and event in order to bring them to a new synthesis; but instead, they aim to maintain these contradictions in a dynamic manner. Tschumi states, In their i ndividual state, objects, movement, events are simply discontinuous. Only when they unite do they establish an instant of continuity. Such disjunction implies a dynamic conception posed against a static definition of architecture, an excessive movement that brings architecture to its limits. Tschumis purpose of the tripartite mode of notation (events, movements, spaces) was to introduce the order of experience and the order of time (moments, intervals, sequences) for all inevitably intervene in the reading of the city. It is also seen as a need to question the modes of representation generally used by architects: plans, sections, axonometrics and perspectives. The insertion of movement into the overall architectural scheme meant that Tschumi had to breaking down some of the traditional components of architecture which permitted the independent manipulation of each new part according to narrative or formal considerations. For example, the plans of the Park, the section of the Street, the axonometrics of the Tower, the perspectives of the Block all follow (and sometimes question) the internal logic of their modes of representation. The compositional implications of an axonometric (an abstract projection according to the rules of descriptive geometry) are, as a result, widely different from those of a perspective with a single vanishing point. A particular case is explored in the forth episode of the Transcripts. As opposed to the plans, maps, or axonometrics used in the early episodes, the perspectiv al description of buildings is concomitant with their photographic record; the photograph acts as the origin of the architectural image. The perspective image is no longer a mode of three dimensional drawing, but the direct extension of the photographic mode of perception. The same applies to the movement notation. An extension from the drawn conventions of choreography, it attempts to eliminate the preconceived meanings given to particular actions so as to concentrate on their spatial effects: the movement of bodies in space. The early MTs introduce the idea of movement in general by freely improvising movement patterns, from the fugitives to the street-fighters. The last MT analyzes highly formalised movement diagrams of dancers, football players, skaters, army tacticians and acrobats. Rather than merely indicating directional arrows on neutral surface, the logic of movement notation ultimately suggests real corridors of space, as if the dancer had been carving space out of pliabl e substance; or the reverse, shaping continuous volumes , as if a whole movement had been literally solidified, frozen into a permanent and massive vector. Each event with in the Transcripts is represented by a photo, in an attempt to get to get the viewer closer to an objectivity which is often missing from architectural programs. Tschumi describes the Manhattan Transcripts as not an accumulation of events; they display a particular organisation. Their chief characteristic is the sequence, a composite succession of frames that confronts spaces, movement, and events, each with its own structure and inherent set of rules. The narratives implied by these composite sequences may be linear, deconstructed, or dissociated. MT 1 is linear, while MT 2 only appears to be so; MT 3 depicts two unrelated moments, while MT 4 exhausts the narrative, meaning it deconstructs programs in the same way that it deconstructs forms and movements. The Transcripts share a similarity to films. Both share a frame by frame technique, spaces are not only composed, but it is also developed from shot to shot so that the final meaning of each shot depends on its context. The relationship of one frame to the next is indispensable insofar as no analysis of any one frame can accurately reveal how the space was handled altogether. The Transcript s are thus not self-contained images. They establish a memory of the preceding frame, of the course of events. Their final meaning is cumulative; it does not depend merely on a single frame (such as a facade), but on succession of frames or spaces. In any case, the Transcripts always display at least two conflicting fields: first, the framing device square, healthy, conformist, normal and predictable, regular and comforting, correct. Second, the framed material, a place that only questions, distorts, compresses, displaces. Both are necessary. Neither is inherently special; neither communicates by itself. It is the play between them that does their distance and its occasional transgression, when the frame itself becomes the object of distortions. The frame permits the extreme formal manipulation of the sequence, for the content or congenial frames can be mixed up, superposed, faded in, cut up, giving endless possibilities to the narrative sequence. The last Transcript eliminates al l that is inessential to the architecture of the city. Spaces, movements, events are contracted into only fragments absolutely necessary to outline the overall structure. Since each frame is isolated from the next, architecture can begin to act as a series of surprises, a form of architectural jump-cut, where space is carefully broken apart and then reassembled at the limits. Tschumi records his classification of a number of words; two of them stand out, while researching the Manhattan Transcripts: Event: an incident, an occurrence; a particular item in a programme. Events can encompass particular uses, singular functions or isolated activities. They include moments of passion, acts of love and the instant of death. Events have an independent existence. Rarely are they purely the consequence of their surroundings. In literature, they belong to the category of the narrative (as opposed to the descriptive). Movement: the action or process of moving (In a poem or narrative: progress or incidents, development of a plot). Also: the inevitable intrusion of bodies into the controlled order of architecture. Entering a building: an act that violates the balance of a precisely ordered geometry (do architectural photographs ever include runners, fighters, lovers?); bodies that carve unexpected spaces through their fluid or erratic motions. Architecture, then, is only an organism passively engaged in constant intercourse with users, whose bodies rush against the carefully established rules of architectural thought. In the early days of developing and drawing The Manhattan Transcripts, Tschumi arrived at the tripartite notation of space, event, and movement and literally introduced the idea of movement as a separate term in the equation. Tschumis first assumption was that architecture begins with movement. For example, one enters a building, one passes through it, one climbs stairs, one goes from one space to another, and that network of routes being what really forms architecture. Even through architecture can be made of static spaces, the interaction between the static and the dynamic is what really constitutes it. This allowed Tschumi to take the argument to the next level and introduce and advance the notion of program, and then at a later stage to develop it more precisely. Traditional means of architectural representation (plans, sections, perspectives, axonometrics) have a number of limitations. Tschumi believed the idea of the event which evolved out of his theoretical work couldnt be re presented through these means. But it had been extensively documented in other disciplines such as dance, certain sports, and film theory, as well as in the work of a number of performance artists. Artist like Dan Graham, Bruce Nauman and Bruce McLean, all show an extensive representation of events and movement within their work. In the 1970s, Dan Graham worked with performance, film and video to explore changes in individual and group consciousness and the limits of private and public space. His video surveillance Time Delay and Present and continuous Past(s) installations create an event space that transforms the audience into part of the performance while also allowing interaction with the performer. The film Body Press show two filmmakers standing within a completely mirrored surrounding, without moving their bodies, hands holding and pressing a cameras back-end flush to, while slowly rotating it about, the surface cylinder of their individual bodies. One rotation goes around the bodys contour, spiralling slightly upwards with the next turn. This continues up and down the body and then the camera is exchanged and the process repeated. The cameras film the image reflected on the mirror, the body of the performer and possibly his eyes on the mirror. This movement of the camera tries to act or be seen as an extension of the bodys identity. The events created through the experience of his work are further highlighted through his built forms. The architecture of Dan Grahams own pavilions acknowledges the fantasy of the significance of the viewer in a space in culture. His structures are precisely designed for specific situations. People entering or observing them are able to look at these situations and their place within them. Any change in the lighting provokes a change in the relative reflectivity or transparency of the pavilions two-way mirror glass, putting the relationships between people and their surroundings into constant flux. People look at nature, at themselves superimposed on it, at others looking at them, at others looking at others looking at them: an endless equivalence directed at the possibility of acute social (self) consciousness In the 1970s, Bruce McLean changed the medium of his natural mode of expressive performance, from art, to live performance and pose. On his return to painting, the experience played a big role is his later work. He made a series of large works on paper inspired by some magazine photographs of Chinese acrobats. These were extremely simple and direct but where the first to exploit the possibilities of emblematic colour in relation to political symbolism. The acrobats of politics were depicted as engaged in their self-absorbed feats in arenas of performance suspiciously uncomplicated, against backgrounds that signified, in the way that flags do, certainties of value and allegiance; such certainties came in different colours. Even though simple these paintings expressed movement across a plane and the idea of event, a space where this movement is being enjoyed. Among many which represent some form of event and movement, McLeans Ambre Solaire painting highlights how well this medium captu res the movement and activity. Presented on a black background with neon orange figures and brushed bodies in bronze, the light green and white that represent the splash, perfectly brings it to life. It feels bright and inviting. The Transcripts represent a collects of drawings which proposed a new way of architectural interpretations. These try to also propose new ways to present movement and event. The Transcript achieves this is some areas, the event is only clearly represented within the photographs but fail to be clear within the drawings. Some photos also dont give a clear idea of the scene proposed. Where as representation of movement and event highlighted by the artist Dan Graham and Bruce McLean show with little interpretation what the main goal they are trying to present. The Manhattan Transcripts do portray is interesting and unique way for looking at a set of drawings with a very interesting program to follow which is hard to tie together but enjoyable to research.

African American Identity Essay

It was a hot August day as sweat beat down on Thomas Jefferson Brown. He had been working in the field 2 hours before the hot sun had made its presence known. He looked back over the drying field, hoping that this crop would provide for his family better than last years crop had. Thomas watched his oldest son, Nathan, who worked down one row of the field while staring intently at the cotton plants as he picked the cotton. Nathan was a very inquisitive young man who had just yesterday asked his father what it was like being a slave for Mr. Walter Johnson. When his father had told him that in a lot of ways life was so much easier than now, Nathan had given him a look that allowed Thomas to know that his son could not understand. How could he understand? Nathan had not grown up a slave and seen that while it was extremely difficult, there was a feeling of stability to life then. Yes, Thomas Jefferson Brown had endured the beatings and yes he had watched as his Mother and eventually his sisters had been sexually assaulted, but how do you tell a young man such as Nathan that such was the way of life; it was to be expected, along with the comfort of knowing where your next meal was going to come from. Since Tomas had been freed after the great war, He s and his family had endured much more than that; having watched the lynching of two of his brothers and numerous friends. They were the lucky ones though, Thomas thought, while looking up at the fiery ball of heat known as the sun. They did not have to endure other hardships; their suffering was over. Yes it was hard for Nathan to know that life was indeed easier as a slave than a freed man, and maybe, just maybe, things would change during Nathan’s lifetime. Thomas Jefferson Brown wiped his brow once more and continued on picking the cotton? Even though the civil war ended in 1865, African Americans still faced an uphill battle to obtain rights that were afforded other Americans. This was in spite of the fact that 24 African American soldiers earned our Nations highest honor; the Congressional Medal of Honor, during the Civil War. Even with the passing of the 13th Amendment in 1865 banning slavery and the 14th Amendment giving African Americans citizenship and equal protection under the law, there were still so many other issues that would deprive African Americans of their lawful rights, such as having the first African American elected into the 41st Congress in 1869 continuing through 1901 with the 57th congress, which had no African Americans. This trend would continue until the election of 1929 before another African American was elected to congress. In 1873 the Supreme Court decision ruled that the 14th-Amendment guarantee of equal protection of the laws extended only to federal civil rights, thus removing southern states from the duty to protect the civil rights of African Americans, but it was just not their rights that were taken; but their lives as well. Between 1882 and the end of 1900, 1751 African Americans and 1105 white Americans were lynched for trying to further the African American cause (National). Given all of this discrimination and violence, it is hard to imagine that anyone would be willing to further the African American cause, but many stood ready to not only give of themselves, but perhaps even to give their life for this noble cause. African American writers were presented with these problems of equality and self esteem, and yet have truly transformed and continue to support a freed people, to obtain all of their rights. What follows is from three writers who each in his own way contributed mightily to the African American cause. They are W. E. B. Du Bois, Marcus Garvey, and Glen Loury. First, we have W. E. B. (William Edward Burghardt) Dubois, who was born on February 23, 1868 in Great Barrington, Massachusetts. Dubois was one of the most influential black leaders of the first half of the 20th Century. Dubois shared in the founding of the National Association for the Advancement of Colored People, or NAACP, in 1909. He served as its director of research and editor of its magazine Crisis until 1934. He was the first African American to graduate from Harvard University, which he accomplished in 1896. At first, Dubois thought that African Americans could be freed through the Social Sciences, but quickly became disillusioned with this idea and began to believe that freedoms could only come about by agitation and protest(Chew). Dubois recognized that the African American’s of his day faced many problems, not the least of which were of the life threatening variety. After his disillusionment with helping African Americans through the social sciences, Dubois thought that African Americans needed to develop their own culture, which was definitely more American than African. Dubois enjoyed the unique African American culture, particularly that of the Negro spiritual songs. Dubois thought that African Americans should not give in to what white Americans expectations were of African Americans, but to continue to develop as a people. Dubois wrote that all people regardless of their culture, heritage, sex, should be treated as equals. Dubois also thought that African Americans should not worry about competing with the world as a group, but that they should join together to help each other. He eventually was forced to leave the United States because the government considered Dubois an agent of the Soviet Union. That is why he immigrated to Ghana, first obtaining Ghana citizenship, joined the communist party and eventually died there in 1963. Dubois was there for all future African Americans to follow his example. Dubois founding of the NAACP led to many victories for the rights of all Americans, most of which he never saw. Next we have Marcus Mosiah Garvey, who was born in Jamaica on 17 August 1887. Mr. Garvey is best remembered as a pivotal figure in the struggle for racial equality, not just in the United States but throughout the world as well. He founded the UNIA (Universal Negro Improvement Association) and African Communities League in 1914 while still in Jamaica, and also championed the ‘back to Africa’ movement of the 1920s. Of the Africans who departed, Garvey thought, some had left independently while others were brutally removed for economic gain and exploitation. Garvey perceived that the main problems facing not only African Americans, but Africans as well was that they must first go back to Africa and free their African brothers before moving on to other parts of the world. Through the organizations that Garvey had formed (UNIA and ACL), he reasoned that until Africa is free and redeemed, not only in name but in reality, no one would be free, Black or White. Garvey reasoned that no matter what one’s race was we are all bound together by the Creator, which is Spirit. The Creator has a purpose for everyone and that purpose did not include being made a slave or subject to anyone for that matter. While Dubois and Garvey did not see eye to eye on the issues involving African Americans, Garvey did align himself closely with Dr Robert Love, and Dr Loves teachings that a race could progress no further than the dignity and esteem of their women and younger girls. Garvey and Love thought that the best way to plant the seeds of dignity and self-esteem would be through the woman and younger girl. Last, we have Glen Loury, who was born in 1948. Mr. Loury is a professor of economics at Boston University while also being a consultant to the Federal Trade Commission. Mr. Loury has devoted a major portion of his career to the study of race and public policy. He is the author of ‘On the Need for Moral Leadership in the Black Community’, ‘Responsibility and Race’, ‘Impact of Affirmative Action on Equal Opportunity: A New Look’, and most recently ‘A New American Dilemma’. Mr. Loury saw many problems facing not only African American, but also all Americans, including the civil rights policies of 1960-1985, which seemed to have been based on equality of outcome rather than on equality of opportunity. Mr. Loury also thought that affirmative action policies created backlash. Loury maintained that all Americans should have equal rights with none being given favorable treatment over any other. Loury reasoned that it is hard to justify denying admission to an elite college to anyone who struggled to be able to pass the admissions exam; while admitting a member of a designated minority group, who did not work near as hard to earn his score and is only admitted based on his minority status. Such actions build resentment towards these policies and are only heightened when defenders of the policies claim that to question these policies is to engage in a racist act. Mr. Loury contends that giving preferential treatment with no sound explanation only led to more heightened tensions and is a very grievous error on the part of those who merely wish to be advocates of affirmative action. Loury did see, that there was a proper use of affirmative action, such as on police forces around the country that had a significant percentage of African American citizens and yet none on the police force. These Authors present their own conclusions and reasoning’s for what happened to the African Americans previous to, and of their own time. These writers used the influences of other African Americans and were also pioneers themselves. All of these writers believed in equality for everyone and thus did share at least one common goal. In Mr. Dubois we have a writer and scholar who originally thought that through a study of Social Sciences and doing what was right could African Americans receive their rights, and yet Dubois was able to refocus and remain firm in his opinions of helping each other and thus able to help not only the African American’s of his generation, but the ones to follow as well. Mr. Dubois saw all of the problems besetting African Americans and knew that they must unite, working together, to build a culture of their own, that would allow all African Americans to have a better life. Mr. Garvey on the other hand, perceived that until the rights and freedoms were restored in the entire African continent, Africans elsewhere would always be treated as second-class citizens. Garvey along with Dr Robert Love, thought that it was through the African women, especially the younger women, that Africans had a chance to make a difference in providing a better future. Mr. Loury saw problems that came about because of the Civil Rights movement, and that African Americans should not merely rely on being a minority to get ahead in life, but instead grab the opportunity that was before them so as not to create a political backlash. Each of these writers have stood their ground for what they believe in, and our world we live in today is better for it. Each of these writers, in their own time, helped frame not just African Americans lives but has truly transformed and continues to support a freed people, obtain all, of their rights. Works Cited Chew, Robin â€Å"W. E. B. Dubois Sociologist, Author & Civil Rights Leader 1868 ? 1963†³ February 26, 2005. 6 Feb 2006 Dr Coony, Mark â€Å"Race and Affirmative Action† 6 Feb 2006 Du Bois, W. E. B. â€Å"Of our Spiritual Strivings. † Cultural Conversations The Presence of the Past. Ed Stephen Dilks, et al. Boston: Bedford/St Martin, 2001. 131-145 Garvey, Marcus â€Å"Motive of the NAACP Exposed† Cultural Conversations The Presence of the Past. Ed Stephen Dilks, et al. Boston: Bedford/St Martin, 2001. 153-154 Loury, Glenn. â€Å"Free at Last? A Personal Perspective on Race ad Identity in America. † Cultural Conversations The Presence of the Past. Ed Stephen Dilks, et al. Boston: Bedford/St Martin, 2001. 173-180 â€Å"Marcus Garvey Biography† November 2000, K. W. Spence-Lewis Consultant Researcher Community Health and Planning Plant Science. â€Å"The Making of African American Identity VOL II 1863-1917† National Humanities Center 6 Feb 06 Bibliography Chew, Robin â€Å"W. E. B. Dubois Sociologist, Author & Civil Rights Leader 1868 ? 1963† February 26, 2005. 6 Feb 2006 Dr Coony, Mark â€Å"Race and Affirmative Action† 6 Feb 2006 Du Bois, W. E. B. â€Å"Of our Spiritual Strivings. † Cultural Conversations The Presence of the Past. Ed Stephen Dilks, et al. Boston: Bedford/St Martin, 2001. 131-145 Garvey, Marcus â€Å"Motive of the NAACP Exposed† Cultural Conversations The Presence of the Past. Ed Stephen Dilks, et al. Boston: Bedford/St Martin, 2001. 153-154 Loury, Glenn. â€Å"Free at Last? A Personal Perspective on Race ad Identity in America. † Cultural Conversations The Presence of the Past. Ed Stephen Dilks, et al. Boston: Bedford/St Martin, 2001. 173-180 â€Å"Marcus Garvey Biography† November 2000, K. W. Spence-Lewis Consultant Researcher Community Health and Planning Plant Science. â€Å"The Making of African American Identity VOL II 1863-1917† National Humanities Center 6 Feb 06.

Assessing Deposits And Profitability Relationship Of Islamic Banking - Free Essay Example

Sample details Pages: 15 Words: 4600 Downloads: 5 Date added: 2017/06/26 Category Statistics Essay Did you like this example? The purpose of this research study is to analyze the impact of Islamic Banking Deposits (Investment, Savings and Current accounts) on the profitability measure ROE of the Islamic banking industry in Paksitan. For this purpose, time series data of eleven quarters covering the period 2007 to 2009 is taken for the required variables from State Bank of Pakistanà ¢Ã¢â€š ¬Ã¢â€ž ¢s quarterly editions of the à ¢Ã¢â€š ¬Ã‹Å"Islamic banking bulletinà ¢Ã¢â€š ¬Ã¢â€ž ¢. The results showed that all the deposit variables had a significant positive relation with the profitability of Islamic banks. The aim is to contribute to the literature on deposit-profitability relationship of Islamic banks. Islamic banking is a banking activity based on Islamic principles, which do not allow the paying and receiving of interest (ribaà ¢Ã¢â€š ¬Ã¢â€ž ¢) and promotes profit sharing in the conduct of banking business. (Ghazali, 2008). According to the latest quarterly edition of State Bank of Pakistanà ¢Ã¢â€š ¬Ã¢â€ž ¢s à ¢Ã¢â€š ¬Ã…“Islamic Banking Bulletinà ¢Ã¢â€š ¬?, the total Shariah-compliant assets worldwide have grown to about US$ 700 billion à ¢Ã¢â€š ¬Ã¢â‚¬Å" with annual growth exceeding 10.0 percent during the past decade and are projected to grow to US$ 1.6 trillion by 2012. State Bank of Pakistanà ¢Ã¢â€š ¬Ã¢â€ž ¢s strategic plan for Islamic banking industry launched in 2008, aims to increase the size of the Islamic banking industry to 12.0 percent (of total banking assets) by 2012. Don’t waste time! Our writers will create an original "Assessing Deposits And Profitability Relationship Of Islamic Banking" essay for you Create order Islamic financial institutions do not only play a vital role in resource mobilization, resource allocation and employment but are also actively involved in the course of implementing government monetary policy. Apart from offering nearly all traditional banking facilities, Islamic banks also assist domestic and international trades. Seeing the potential of the Islamic market, western conventional-based financial institutions such as Citibank, JP Morgan, Deutsche Bank, ABN Amro and American Express have introduced interest-free products to customers. Similarly, multinational corporations such as General Motors, IBM and Dewoo Corporation have already begun to use interest-free services.(Haron and Azmi, 2003). Studies that assess the influence of various factors that determine Islamic banks profitability are still at initial stage. Few attempts have up till now been made to empirically analyze the Islamic banksà ¢Ã¢â€š ¬Ã¢â€ž ¢ performance. In the Islamic banking literature, the work of Haron (1996a) was the first attempt to examine factors that contributed towards Islamic banksà ¢Ã¢â€š ¬Ã¢â€ž ¢ profitability. Most of the research used multiple regression analysis technique in measuring the relationship among the determining factors and profitability ratios. Extending the previous work in Islamic banksà ¢Ã¢â€š ¬Ã¢â€ž ¢ performance, this paper examines the strength of relationship between deposit variables and profitability of Islamic banks using univariate regression methodology. By studying the association between Islamic banksà ¢Ã¢â€š ¬Ã¢â€ž ¢Ãƒ ¢Ã¢â€š ¬Ã… ¸ performance and the deposit variables, this paper contributes to the on-going discussion on the deposits and profitability relationship of Islamic banks. The paper is divided into seven sections. The literature review on determinants of Islamic bank performance is highlighted in Section 2. Section 3 examines the methodology used in analyzing the relationship between the deposits variables used in this study and the performance of Islamic banks. Section 4 presents the discussion and implication. The references are listed in section 5. The tables are listed in section 6 and figures in section 7. Literature Review The whole foundation of Islamic Finance is that the two sides of the equation (i.e. the fund-providers and the fund-users) work in agreement as partners, without depositors being assured of any return from those who use their money. In practice, Islamic banks draw approximately three-quarters of the capital from their depositors, and do not guarantee any precise level of return to these fund-providers. (Shubber and Alzafri,2008). Ghafoor (1995) states that all Islamic banks have three kinds of deposit accounts: current, savings and investment. Current or demand deposit accounts are almost the same as in all conventional banks. Deposit is assured. Savings deposit accounts function in different ways. In some banks, the depositors permit the banks to make use of their money but they attain a guarantee of being paid the complete amount back from the bank. Banks adopt a number of methods of inducing their customers to deposit with them, but profit is not promised. In others, savings accounts are treated as investment accounts but with less strict conditions as to withdrawals and minimum balance. Capital is not assured but the banks take care to invest capital from such accounts in fairly risk-free short-term projects. Therefore, lower profit rates are expected and that too only on a section of the average minimum balance on the ground that a high level of reserve funds need to be kept at all times to meet up withd rawal demands. Contrastingly, Investment deposits are accepted for a predetermined or indefinite period of time and the investors consent in advance to share the profit (or loss) in an agreed proportion with the bank. Capital is not assured. (Ghafoor, 1995). Some IFIs (Islamic Financial Institutions) classify deposits in terms of wadiah or amanah. Current accounts of IFIs are regarded as qard hasan or qard (alternatively, as wadiah/amanah). (Farooq, 2008). Qard al-Hasana is defined as deposits whose full repayment on demand is guaranteed by bank. (Ahmad, 1994). The deposits in the current account are regarded as if they are loans from the customers to the bank and therefore, bear no yield to the account holders.à ¢Ã¢â€š ¬? (Al-Jarhi and Iqbal. 2001). Deposit accounts are neither a liability nor equity capital. They are a à ¢Ã¢â€š ¬Ã…“hybridà ¢Ã¢â€š ¬? source of capital, and must be acknowledged as such. Depositors are partners with the bank, but enjoy no ownership rights. (Shubber and Alzafri,2008). Sudin Haron (1996) mentions that the law allows the banks to accept two types of deposits, i.e., qard al-hasanah deposits and term investment deposits. The qard al-hasanah deposits includes current as well as savings accounts which vary in their operational rules. (Ahmad, 1994). If it is allowed that the borrower can pay extra money voluntarily, then treating deposits as qard-hasan allows the banks as the borrowers to pay extra money to the depositors (lenders). Unlike savings account services at conventional banks, where depositors are automatically rewarded upon appointment of their funds, returns to savings account holders are reliant on the Shariah (Islamic laws) principles which are practiced by Islamic banks when offering this service. When wadiah (trusteeship) or qard hassan (benevolent loan) are used, the returns are entirely at the discretion of the banks. (Sudin Haron, 1996). Nienhaus, (2004) argues that if the customers of Islamic banks desire a return on their funds, they should pay into investment accounts (also called à ¢Ã¢â€š ¬Ã‹Å"participation accountsà ¢Ã¢â€š ¬Ã¢â€ž ¢ or à ¢Ã¢â€š ¬Ã‹Å"PLSà ¢Ã¢â€š ¬Ã¢â€ž ¢, profit and loss sharing accounts). Whereas, credit balances on these accounts are not considered deposits in the conventional sense. The returns on Islamic banksà ¢Ã¢â€š ¬Ã¢â€ž ¢ investment accounts are not fixed in advance; the customers participate by a certain proportion in the financial outcome of the utilization of their investment funds by the bank. These results could also result in a loss. In case of loss, the clients will have to bear a portion of the loss which would reduce the nominal value of the credit balances of their respective investment accounts. In such a situation, the clients cannot claim a full reimbursement of the money paid in. The full reimbursement, however, is constituent for a deposit in the strict sense. (Nienhau s, 2004). Rosly and Zaini, (2008) say that the public in general put their money in banks for either fulfilling transactional needs or for investment needs. To suffice the transactional objective, Islamic banks offer services such as wadiah yad dhamanah deposit, which facilitates safekeeping of their deposit money with guarantee services. In this product, depositors no longer deposit funds to receive a fixed income. Instead, they place their deposits for protection.`Wadiah yad dhamanahà ¢Ã¢â€š ¬Ã¢â€ž ¢ means safekeeping with guarantee. Wadiah yad dhamanah depositors permit the Islamic bank to invest their money in return for deposit safety that they got for free. Since the caretaker service is given without a fee, the Islamic bank holds no legal compulsion to pay depositors a predetermined return and may do so only on voluntary basis. In this way, the bank holds choice on profit distribution policy in the form of gift (hibah). The same is not correct for Islamic fixed deposits, frequently kno wn as mudarabah investment deposits. In this partnership composition, no guarantee is given to capital protection and fixed income, as it runs under equity principle. It is a precarious product as the underlying contract is based on profità ¢Ã¢â€š ¬Ã¢â‚¬Å"loss sharing system. Profits are shared only in case of performing investments, while capital may depreciate or even shrink if the investment ends in losses. (Rosly and Zaini, 2008). Haron and Azmi, (2004) discuss that similar to conventional banks, Islamic banks also rely on depositorsà ¢Ã¢â€š ¬Ã¢â€ž ¢ money as a key source of fund. Bank Muamalat Malaysia Berhad for example, had total deposits amounting to 94 percent of total liabilities and shareholdersà ¢Ã¢â€š ¬Ã¢â€ž ¢ equity at the end of December 2003. While in the case of Jordan Islamic Bank, Islamic Bank of Bangladesh, Bank Muamalat of Indonesia, and Bank Shariah Mandiri of Indonesia, the corresponding amounts were 94%, 86%, 76%, and 79%, respectively. These figures reveal the vast high total of the depositorsà ¢Ã¢â€š ¬Ã¢â€ž ¢ money as a supply of finance for Islamic banks. Hence, it becomes indispensable for the management of Islamic banks to identify the factors that are most likely to convince customersà ¢Ã¢â€š ¬Ã¢â€ž ¢ decision making in depositing their capital with Islamic banks. (Haron and Azmi, 2004). With the exception of a study done by Metawa and Almossawi (1998) where religion was seen as a reason influencing customersà ¢Ã¢â€š ¬Ã¢â€ž ¢ choice to support Islamic banks in Bahrain, other studies have proven counter wise. The evidence from studies done in Sudan and Turkey, for example, revealed that religion was not the main motive for customers choosing Islamic banks (Erol and El-Bdour, 1989). Likewise, studies conducted in Malaysia and Singapore revealed both religion and profit as the explanation for people maintaining their association with Islamic banks (Haron et al., 1994; Gerrad and Cunningham, 1997). Since depositors are attracted by profits, it is vital for Islamic banks management to be aware of the fact that return rates on deposits persuade their customersà ¢Ã¢â€š ¬Ã¢â€ž ¢ decision to deposit. (Haron and Azmi, 2004). Relating to commercial banksà ¢Ã¢â€š ¬Ã¢â€ž ¢ deposit composition, Hester and Zoellner (1966) and Heggested (1977) found that time and savings deposits had a significant inverse correlation with profitability. Smirlockà ¢Ã¢â€š ¬Ã¢â€ž ¢s (1985) findings demonstrated a significant positive relationship amid demand deposits and profits. In contrast, Fraser and Rose (1971) found that loan rate; time deposit rate and loan-to-deposit ratio had no outcome on profitability. Haron (1996a) found evidence to suggest that current, savings and investment accounts of Islamic banks are positively related to profitability. Fraser et al (1974) considered operating costs, deposit and loan structures as factors within the control of management and found that the factor which had the biggest control on bank performance was bank cost followed by bankà ¢Ã¢â€š ¬Ã¢â€ž ¢s deposit and loan composition. Heggested (1977) proved that banks heavily devoted to time and savings deposits earned considerably lower returns than banks which have higher reliance on demand deposits. Smirlock (1985) confirmed that demand deposits were a cheaper source of funds and had a positive impact on bank profits. In the literature, the majority of studies found that savings and time deposits have a negative relationship with profitability, while a positive relationship has been found for current account deposits. Haron (2004) found that nearly all deposit structure variables had no significant relationship with the profitability ratios. Deposits in current account, was the only variable which had a significant relationship with Bankà ¢Ã¢â€š ¬Ã¢â€ž ¢s portion of income as a percentage of total assets and Net profit before tax as a percentage of total assets. Each 1% increase in the current account holdings increased the bankà ¢Ã¢â€š ¬Ã¢â€ž ¢s income by 0.034% and profit before tax by 0.036%. This end result was in line with the findings reported by Smirlock (1985). Since a current account service is considered a cost-free facility, it is anticipated that the more funds deposited into this account, the more Islamic banks would stand to profit. Interestingly, no significant relationship was fo und between current account deposits and Total income as a percentage of total assets, which implied that an increase in current accounts does not generate more proceeds to the bank as a whole but only functions as a cost saving measure. That is, no returns are paid to these depositors. In the case of savings and investment accounts, even though their relationships with all profitability ratios were at an insignificant level, the signs of their regression coefficients warranted further clarification. No contradiction with the findings of conventional banking literature with regard to savings accounts was apparent. A negative relationship was found between Savings account deposits and the profitability measures. This result suggests that any increase in savings accounts will reduce profits and it corresponds to the findings in the current banking literature (see for example Hester and Zoellner, 1966; and Heggested, 1977). The results on Investment account deposits in Haronà ¢Ã¢â€š ¬Ã¢â€ž ¢s (2004) study are not similar to those findings reported in earlier researches. Hester and Zoellner (1966) and Heggested (1977), for example, found that fixed deposit facilities had an inverse relationship with profitability. Since some of the characteristics of investment deposits at Islamic banks are similar to the fixed deposit facilities of conventional banks, it is expected that more funds deposited into these accounts would result in less profit to the bank. In contrast, Smirlock (1985) believed that an increasing amount in fixed deposits would have a positive relationship with a bankà ¢Ã¢â€š ¬Ã¢â€ž ¢s profitability. Haronà ¢Ã¢â€š ¬Ã¢â€ž ¢s (2004) study found that Investment account deposits had a positive relationship with all profitability measures and thus, confirmed Smirlockà ¢Ã¢â€š ¬Ã¢â€ž ¢s hypothesis. Haron and Azmi (2004) attempted to investigate the strength of influence between both internal and external variables and profitability of Islamic banks in selected countries using timeseries techniques of cointegration and error-correction mechanism. They found a significant long-run relationship between profitability measures of Islamic banks and determining variables such as liquidity, deposit items, assets structure, inflation and money supply. They also found that à ¢Ã¢â€š ¬Ã‹Å"Investment account depositsà ¢Ã¢â€š ¬Ã¢â€ž ¢ was the only variable which had a significant relationship with all three profitability ratios. For Current account deposits, a positive relationship was found with à ¢Ã¢â€š ¬Ã‹Å"Bankà ¢Ã¢â€š ¬Ã¢â€ž ¢s portion of income as a percentage of total assetsà ¢Ã¢â€š ¬Ã¢â€ž ¢. The result indicated that a 1% increase in current account holdings increased the bankà ¢Ã¢â€š ¬Ã¢â€ž ¢s portion of income by 0.064%. Given that current account facility is a cost-free serv ice, the more funds deposited into this account, the higher profits will be made available to Islamic banks. Interestingly, current account deposits had no significant relationship with à ¢Ã¢â€š ¬Ã‹Å"Total income as a percentage of total assetsà ¢Ã¢â€š ¬Ã¢â€ž ¢ implying that an increase in current accounts does not generate more income to the bank, but only functions as a cost saving measure. On other words, Islamic banks do not pay any rewards to their depositors. These results were in line with the findings of Haron (1996a, 2004). Savings deposits variable was found to have a significant positive relationship with à ¢Ã¢â€š ¬Ã‹Å"Total income as a percentage of total assetsà ¢Ã¢â€š ¬Ã¢â€ž ¢. For every 1% rise in savings account, total income increased by 0.26%. This was in line with normal banking practices whereby Islamic bank could use the funds deposited in this account for productive purposes and thus, generating additional revenue for the bank. Increases in deposits size has a positive impact on Earnings per share (EPS), as a portion of depositorsà ¢Ã¢â€š ¬Ã¢â€ž ¢ profits is minused as a fee for the benefit of the bank and its shareholders. (Shubber and Alzafri, 2008). Returns on Islamic deposits are though flexible in nature since returns are based on performance rather than contracted upfront as evident in all interest bearing deposits. Although the mudarabah rates (investment deposit rates) are quoted using the rates given in the previous months, they are not fixed beforehand and serve as an indicative rate of return on Mudarabah deposits (ROMD). The Mudarabah (investment deposits) contract works along profità ¢Ã¢â€š ¬Ã¢â‚¬Å"loss sharing principles while fixed deposits of conventional banks are based on the contract of debt. As an equity product, a Mudarabah deposit offers no principal protection and legal claims against any form of returns. To make up for the risk exposure of the product, Mudarabah depositors are expe cted to be given higher returns relative to that of commercial banksà ¢Ã¢â€š ¬Ã¢â€ž ¢ fixed depositors who avoided risk. (Rosly and Zaini, 2008). Haron and Shanmugam (1995) in their study try to link the profit rates to Islamic bankà ¢Ã¢â€š ¬Ã¢â€ž ¢s deposits. Using Pearsonà ¢Ã¢â€š ¬Ã¢â€ž ¢s Correlation and First Order Autoregressive model, they found strong negative relationship between the two variables. Likewise, their finding showed a positive linear relationship between conventional and Islamic bank deposits. Haron and Ahmed (2000) argue that people who placed their deposits at saving and investment account facilities were guided by the profit motive. The utility maximization theory amongst the Muslim customers was further confirmed by the negative relationship between the rate of interest in conventional banks and the sum deposited in interest-free deposit facilities. Muslims should be guided by Islamic doctrines when making their economic decisions. Therefore, role of educating people regarding Islamic banking system should be played globally. It is indeed a challenging task. (Haron and Ahmed, 2000). Shubber and Alzafri, (2008) say that EPS (Earnings per share) improves as the level of deposits increases, as depositors were viewed as sharers in the profit and loss, rather than being entitled to a fixed interest rate. This supports that increasing deposits have a positive impact on EPS (Earnings per share). Increasing deposits, therefore, do not direct any increment in the cost of equity. In fact, equity holders benefited from larger deposits, as owners of the latter pay out management fees, which is deducted from the depositorsà ¢Ã¢â€š ¬Ã¢â€ž ¢ share of the profits. Also, the market value of Islamic banks is independent of WACC. (Shubber and Alzafri,2008). Haron and Azmi (2004a) demonstrated that with the exception of fixed and investment deposits, any increase in rates of interest, deposits at conventional system will increase and deposits at Islamic system will decrease, and vice-versa. As for the fixed and investment deposits, ambiguous results were found. One possible explanation for this is that rates of profit for deposits at Islamic system are known at the end of the deposit period and not at the beginning as opposed to the conventional system. Any upward changes in interest rate of conventional system will have an adverse impact to the deposit levels in the Islamic system. Therefore, rates of profit of Islamic system must at any time be similar to those of the conventional system. Finally, religious dimension can be considered as an important element to attract more people to deposit their funds in the Islamic system. This could also be the reason why more and more conventional banks are starting to offer Islamic banking facili ties to their customers not only in Malaysia but also to other parts of the world. (Haron and Azmi, 2004a). Hasan and Bashir (2003) argue that the rising contest and continuous innovation to provide financial services, all contribute to a increasing interest in a detailed evaluation of Islamic banks. Depositors are interested in evaluating the performance of their banks since they are not given fixed returns and the nominal values of their deposits are not assured. In trying to make best use of the value of shareholders investment, Islamic banks are exposed to risks. Hence, analyzing the Islamic banksà ¢Ã¢â€š ¬Ã¢â€ž ¢ performance is important from economic and public policy perspectives. (Hasan and Bashir, 2003). Methodology This study uses univariate regression analysis to examine the relationship between deposits and profitability of Islamic banking industry in Pakistan. Univariate regression is a method of regression analysis that uses one explanatory variable to predict values of a single dependent variable. SPSS software is applied to obtain the univariate regression. In this study, three independent variables titled Fixed deposits, Savings Deposits and Current account deposits have been used. The dependent variable of profitability is measured by ROE which is the ratio of a bankà ¢Ã¢â€š ¬Ã¢â€ž ¢s net after-tax income divided by its total equity capital. The return on equity (ROE) is considered to be one of the profitability performance ratios (Tarawneh, 2006). It indicates how effectively the management of the bank is able to turn shareholdersà ¢Ã¢â€š ¬Ã¢â€ž ¢ funds (i.e. equity) into net profit. ROE (Return on Equity) has been tested separately for the three independent deposit variables to avoi d the issue of multicollinearity since all the deposit variables are highly correlated to each other. This paper attempts to test three hypotheses. According to Becker (1995), hypothesis testing is the process of judging which of two contradictory statements is correct. Hypothesis 1: Investment Deposits increase the profitability of Islamic banks. Hypothesis 2: Saving Deposits increase the profitability of Islamic banks. Hypothesis 3: Current Account Deposits increase the profitability of Islamic banks. The data for this study is time series data taken from the quarterly editions of the à ¢Ã¢â€š ¬Ã…“Islamic banking bulletinà ¢Ã¢â€š ¬? published by the State Bank of Pakistan. These bulletins publish the consolidated financial statement variables representing the entire Islamic banking industry of Pakistan including all the full fledge Islamic banks (Al Baraka Islamic bank, Bank Islami Pakistan limited, Dawood Islamic bank Limited, Dubai Islamic bank limited, Emirates Global Islamic bank Ltd and Meezan Bank Ltd.) as well as the Islamic branches of conventional banks (Askari Bank Limited, Bank Al Falah Ltd., Bank Al Habib, Faysal Bank, Habib Metropolitan bank, MCB Bank Ltd, National bank of Pakistan, Soneri Bank Ltd, Standard Chartered Bank, The Bank of Khyber, Royal bank of Scotland, United Bank Ltd). The sample period for this study is limited from 2007 to 2009 as most of the Islamic banks started operations from 2007 in Pakistan. Hence, the consolidated data of the eleven consec utive quarters has been used in this study. The general equations of the three models are: Profitability = b0 + b1(ID)(1) Profitability = b0 + b1(SD)(2) Profitability = b0 + b1(CD)(3) Where, b0 = intercept (constant) Dependent variable: Profitability = ROE (Return on Equity) Independent variables: ID = Investment Deposits SD = Savings Deposits CD = Current Account Deposits Results The results of the regression analysis for model.1, 2 and 3 are shown in Tables 1, 2 and 3 respectively. All the three models were significant at the 5% level of significance. The value of the adjusted coefficient of determination (adjusted R2) for ROE in model.1 is 0.4 which demonstrates that 40% of the variability in total is explained by its linear association with Fixed deposits variable. As for model 2 and 3, the corresponding values of adjusted R2 are 0.399 and 0.377 respectively. A relatively small value of adjusted R2 does not necessarily mean that the model is in appropriate to measure the relationship between independent and dependent variables. (Haron, 2004). The value of adjusted R2 is usually influenced by a number of predictive variables relative to the sample size and it becomes smaller as we have fewer observations per predictor variable (Hair et al., 1995). To provide a rationale for the variance in R2 and adjusted R2 values, the Dublin-Walter test was conducted. The Dublin-Walter statistics values for all the three values were less than two which proves that the variance was due to negative autocorrelation in the sample observations. Also, the adequacy of a model for predicting is validated by the F-test. (Haron, 2004). As presented in Table 1, 2 and 3, all F-ratio values are statistically significant at 5% significance level for all profitability models. Hence, these results confirmed that the models applied were useful for measuring the relationship between deposits variable items and the profitability variable. Discussion The results supported all the three hypotheses that Investment, Savings and Current account deposits increase the profitability of Islamic banks. This result is in line with Haron (1996a, 2004) who founded evidence to suggest that all three sources of funds (current, savings and investment accounts) for Islamic banks are positively related to profitability. Hypothesis 1 of this study suggested that investment deposits increase the profitability of Islamic banks. The results show that the value of the adjusted coefficient of determination (adjusted R2) for ROE in model.1 is 0.4 which demonstrates that 40% of the variability in total is explained by its linear association with investment deposits variable. Hence, results support Hypothesis 1. Similarly, hypothesis 2 stated that savings deposits increase the profitability of Islamic banks. The results show that the value of the adjusted R2 for ROE in model.2 is 0.399 at 5% significance which shows that 39.9% of the variability in total is explained by its linear association with savings deposit variable. Hence, results also support Hypothesis 2. Finally, hypothesis 3 proposed that savings deposits increase the profitability of Islamic banks. The results show that the value of the adjusted R2 for ROE in model.3 is 0.377 which shows that 37.7% of the variability in total is explained by its linear association with savings deposit variable at 5% level of significance. Hence, results support Hypothesis 3 also. All these results were significant at a 5% level of significance. Referring to previous literature, the results are mixed. In the literature, most studies found that savings and investment deposits have an inverse relationship with profitability, while a positive relationship has been found for current account deposits. In this study, the current account deposit variable had significant positive relationship with profitability. This result is in line with the findings reported by Smirlock (1985), Haron (1996a, 2004) and Haron Azmi (2004). Since a current account service is considered a cost-free facility, it is expected that the more funds deposited into this account (current), the more Islamic banks will stand to profit. In the case of savings deposits, a positive relationship was found between these deposits and profitability. This result suggests that any increase in savings accounts will increase profits and this is in line with Haron (1996a) and Haron Azmi (2004) as Islamic banks can use these savings funds deposited in this account for productive purposes and therefore, generating additional revenue for the Islamic banks. The results on investment deposits in this study are not similar to most of the findings reported in commercial banking literature. For example, Hester and Zoellner (1966) and Heggested (1977) found that fixed deposit facilities had an inverse relationship with profitability. In contrast, Smirlock (1985), Haron (1996a, 2004), Haron and Azmi (2004) believed that an increasing amount in fixed deposits would have a positive relationship with a bankà ¢Ã¢â€š ¬Ã¢â€ž ¢s profitability. This study found that investment deposits had a positive relationship with all profitability measures and thus, confirmed Smirlockà ¢Ã¢â€š ¬Ã¢â€ž ¢s, Haronà ¢Ã¢â€š ¬Ã¢â€ž ¢s and Azmià ¢Ã¢â€š ¬Ã¢â€ž ¢s hypothesis. In light of the above findings, Islamic banking provides a better and ethical alternative that is not only Riba-free according to the rules of Shariah but also profitable to depositors and investors since all the deposit accounts are positively correlated to profitability. Since, Islamic banking provides three different interest-free deposit facilities to its depositors and investors to facilitate them according to their financial needs, people should invest in these deposit accounts in order to patronize the Islamic banking industry and to receive good returns in the form of à ¢Ã¢â€š ¬Ã‹Å"hibaà ¢Ã¢â€š ¬Ã¢â€ž ¢ from these Islamic banks. In addition, Ghazali (2008) suggests that Islamic banking is indeed relevant to the current economic crisis. The global financial meltdown stemming from the US actually poses an opportunity for the Islamic banking system to demonstrate its distinctiveness. The financial meltdown revealed the desperate need for a system like Islamic finance, based on the principle of profit-sharing where both parties are subjected to probable losses and returns. It is a fair and just system. This is contrasting to the conventional system, where Islamic banks do not acquire or trade debt; rather they manage substantial assets which are tied to real economic activities.. This is really an opportunity for the Islamic financial community to reveal to the global market that the Islamic financial system is actually a robust and feasible alternative to the conventional interest-based system. Hence, people should support the Islamic banking industry worldwide since deposits are positively related to the profitability of Islamic banks. Hence, increased deposits would result in higher profitability of Islamic banks which in return would provide higher returns to its depositors. This would finally lead to implement a justified and ethical economic system which encourages a fair distribution of wealth and resources throughout the society. This study can be extended to include more time series and cross-sectional data of Islamic banks of other countries. The study may also be extended to cover other determinants of Islamic banking profitability.